Strategic Risk & Insurance Consulting
Global Risk
Consulting LLC
Senior-Level Risk Expertise. Without the Full-Time Overhead.
Global Risk Consulting LLC delivers strategic risk management and insurance consulting, including fractional risk leadership, for organizations that need senior-level expertise without the cost of a full-time hire.
About
We're a specialized firm built on strategic risk management and insurance consulting, including fractional risk and insurance leadership for organizations that need expertise they can scale.
No long-term overhead and no full-time salary. Just senior risk leadership, on tap, when you actually need it.
Why Fractional Risk Management
Plenty of companies carry real, complicated risk. They just don't carry enough of it to justify a full-time Director of Risk Management, and fractional risk management fills that gap.
You get an experienced risk leader running your insurance program, claims, and contract compliance with the same rigor as an in-house hire, but only when you need it and without adding headcount.
What We Deliver
What you get, and what it adds up to.
Value Delivered
Fractional Expertise
Senior-level risk management, without the full-time cost.
Continuous Oversight
Proactive management of your insurance renewals, claims, and compliance.
Cost Optimization
Risk financing strategies and fee or commission arrangements that drive real savings.
Risk Resilience
A stronger ability to manage exposures and recover when a loss event hits.
Outcome Goals
Aligned Program
An insurance program aligned with your operations and financial strategy, and matched to your risk tolerance and appetite.
Cost Efficiency
Real efficiency from an optimized risk finance structure, like smarter deductibles.
Tested Resilience
Resilience you've actually tested, through scenario modeling and coverage validation.
Broker Accountability
Brokers who stay accountable, with service that backs it up.
Services
Evaluation & Gap Analysis
A point-in-time look at your program: what you've got, what's missing, and what to change.
- Conduct site visits to key operational locations
- Understand business operations, customers, and risk profile
- Review safety protocols, asset exposures, and operational vulnerabilities
- Identify uninsured or underinsured exposures
- Evaluate alignment of the current insurance program with enterprise risk
- Recommend enhancements to coverage and internal risk controls
- Review current policies for adequacy, exclusions, and limits
- Assess deductibles and retentions against loss history and risk tolerance and appetite
- Evaluate alternative risk financing, including high deductibles and retentions, self-insurance, and captive utilization
- Recommend the optimal program structure balancing cost and protection
- Review broker performance and deliverables
- Benchmark broker compensation
- Identify opportunities for cost savings and improved service
- Support broker RFPs
- Model potential loss scenarios, such as fire, flood, cyber, and liability events
- Quantify financial impact and assess coverage response
- Recommend policy and structure adjustments to ensure coverage adequacy
- Review insurance-related terms in customer, supplier, and subcontractor agreements
- Evaluate outbound insurance requirements for consistency and enforceability
- Evaluate how supplier compliance is monitored via certificates of insurance (COIs)
- Recommend improvements to contractual language and COI management processes
Outsourced Fractional Risk Management
Ongoing, hands-on management of your risk and insurance program. Think of it as your risk department, on retainer.
- Implement a structured renewal lifecycle with defined milestones
- Prepare competitive submissions and negotiate favorable terms
- Review policies for accuracy and compliance
- Monitor broker performance and maintain accountability
- Maintain accurate property values and fleet listings
- Coordinate updates with facilities, finance, and HR
- Track driver compliance and address MVR exceptions
- Coordinate site inspections and hazard assessments
- Track and close out insurer or broker risk control recommendations
- Support occupational injury prevention initiatives
- Provide strategic direction for WC, GL, Auto, and EPLI claims
- Ensure timely reporting and adjuster accountability
- Partner with legal for coverage guidance and retention thresholds
- Review outbound contracts for insurance adequacy
- Monitor supplier and subcontractor insurance compliance
- Manage exceptions to the minimum insurance standards across the supply chain
Industries
Built for risk-intensive operations, nationwide.
Headquartered in the Northeast, available for on-site engagements nationwide.
Contact
Reach out about any of the services above, or just to start a conversation. We'll take it from there.
Frank Ruel brings over 20 years of experience in insurance and risk management across the aerospace & defense, equipment & logistics, and commercial insurance industries. His expertise spans claims management, risk financing, and the oversight of complex global insurance programs.